Input the total amount you want to borrow. You can use the slider or type directly into the input field.

Enter the annual interest rate for your loan. Use the slider for quick adjustments.

Select the number of years you’ll take to repay the loan. Longer terms mean lower monthly payments but more interest paid over time.

Click the “Calculate Loan” button to see your monthly payment, total payment, and amortization schedule.

Examine your monthly payment, total interest cost, and how each payment is allocated between principal and interest over time.

Adjust the inputs to see how different loan amounts, interest rates, and terms affect your payments.